What's Covered?

Q. Where can the student (beneficiary) use the plan?

A. You can use the plan at most any institution of higher education, anywhere in the United States and even some schools abroad. You can use the plan at any public or private accredited university, community college or technical school. Click here for a list of Approved Colleges.

Q. Does the student have to go to a Florida college to get the full benefit from the plan?

A. No. It doesn't matter where the student (beneficiary) goes to college. You get the same benefit from the plan whether the student goes to college in Florida or out of state.

Q. What can the money in the account be used for?

A. You can withdraw money from the account to pay for any qualified higher education expense, including tuition, fees, room and board, books, supplies, and computers and equipment required by the college. The account may be used to fund certain other enrollment and attendance costs of special needs students.

Q. What room and board expenses are covered?

A. The student (beneficiary) must be enrolled at least halftime at a qualified college for room and board to be considered a qualified expense.

For students living with their parents and for students living off-campus, the qualified room and board amount is the cost of attendance allowance for federal financial aid purposes at the college of choice.

For students living on-campus, the qualified room and board amount is the actual amount charged by the college, even if it is greater than the cost of attendance allowance.

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